Privacy Policy

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Effective Date: 01/01/2024
Last Updated: 06/20/2025

J.E. Champion Financial, LLC ("we", "our", or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you visit our website, https://www.jechampionfinancial.com or interact with us through our services, including in-person, online, SMS, or email communications.

By using our website or services, you agree to the practices described in this policy.

We may collect the following categories of information:

Provided by you when contacting us, requesting information, or enrolling in our services:

• Name
   
• Email address
   
• Phone number
   
• Mailing address
   
• Date of birth
   
• Insurance-related information
   
• Financial or retirement planning information
   
• Health information (if applicable to insurance services)
   

When you visit our website, we may collect:

• IP address
   
• Browser and device type
   
• Referring and exit pages
   
• Pages viewed and time spent on site
   
• Cookies and tracking technologies
   

To the extent we receive or handle protected health information (PHI) for health-related insurance services (such as Medicare), we are committed to complying with the Health Insurance Portability and Accountability Act of 1996 (HIPAA).

We maintain appropriate administrative, physical, and technical safeguards to protect PHI and only use or disclose this information for purposes of providing services, as permitted or required by law, or with your explicit authorization.

If you have concerns about how your PHI is handled, you may request a copy of our Notice of Privacy Practices, which outlines your rights under HIPAA.

We may use your information to:

• Respond to inquiries and provide requested services
   
• Process insurance quotes, enrollments, or financial reviews
   
• Schedule and confirm appointments
   
• Send appointment reminders, updates, and offers (via SMS or email)
   
• Improve our website functionality and user experience
   
• Fulfill legal or compliance requirements
   

We do not sell or rent your personal information. We may share your information with:

• Insurance carriers or financial institutions to process quotes or services you request
   
• Service providers (e.g., CRM, scheduling, communication tools) who support our operations
   
• Legal or regulatory authorities as required by law or for compliance purposes
   

All third parties must adhere to strict confidentiality and security requirements.

You may:

• Opt out of marketing communications by replying “STOP” to SMS messages or clicking “unsubscribe” in emails
   
• Request access to, correction of, or deletion of your personal data
   
• Disable cookies through your browser settings
   
• Revoke your consent for PHI use or disclosure (where applicable) by submitting a written request
   

We use industry-standard security protocols to safeguard your data, including SSL encryption, secure servers, and internal access controls. While we strive to protect your information, no system is completely secure. Please use caution when transmitting sensitive information.

Our services are not intended for individuals under the age of 13. We do not knowingly collect or store personal data from minors.

We use cookies and similar tracking technologies to enhance your experience on our website, understand site usage, and tailor content.

When you visit our site, you may see a cookie banner that informs you about our use of cookies and allows you to accept or manage preferences.

By continuing to use our website, you consent to our use of cookies in accordance with this Privacy Policy unless you choose to disable them in your browser settings.

Our website may contain links to external sites not controlled by J.E. Champion Financial, LLC. We are not responsible for the privacy practices or content of these third-party websites.

We may update this Privacy Policy from time to time. Any updates will be posted on this page with the revised effective date. Continued use of our website or services after changes are posted constitutes acceptance of the revised policy.

If you have any questions about this Privacy Policy, your rights, or our data handling practices, please contact:

J.E. Champion Financial, LLC
424 E Dove Ave

McAllen, TX 78504
Email: safetyis@jechampionfinancial.com
Phone: (956)928-1477